Maib Publishes its 2022 Annual Report

Maib publishes its 2022 Annual Report 


Today maib has published its Annual Report for 2022. Both Romanian and English language versions of the report are available. It provides comprehensive information about the Bank, the environment it operates in, its strategy, its business, progress and milestones achieved in 2022, financial performance, performance of its business units, plans and outlook for 2023 and corporate governance.

In line with maib’s commitment to paperless office (we endeavour to reduce paper use as much as possible) only the electronic versions of the report are available.

Please find the download links below.


Maib - 2022 key operating and financial achievements:


  • The bank recorded a net profit of MDL 1,131 million (+56.8% YoY), equivalent to EUR 56.8 million achieving a ROE of 18.8% while mantaining a robust capitalization with a Capital Adequacy Ratio of 22.2%
  • Moldova received EU Candidate status - a major achievement to open new possibilities for the country as a whole including maib and its clients
  • Continued customer-centric transformation with focus on digital:
    • Ongoing branch transformation under new branch operating model
    • New payment solutions launched: Google Pay, Apple Pay, Garmin Pay 
    • Upgraded mobile application with new features and enhanced user experience
    • Launched innovative banking products such as: alto, maib gama junior, maib virtual cards .etc
  • Ongoing Agile transformation - first teams in Retail and SME segments converting to agile way of work to deliver tangible operating improvements
  • Major focus on people development:
    • Maib Academy opens its doors - specialized training center offering a wide range of training courses to employees
    • Maib management accomplished Leadership Development Program offered by Stanford GSB - a three-month online learning journey focusing on strategy, leadership, and organizational culture           


Permanent Download Links:


2022 Annual Report Raportul Anual 2022
Download Report Descarcă Raport
2022 Audited Financial Statements Situații Financiare Auditate 2022
Download Report Descarcă Raport

Upcoming Investor Events

  • 18 May – 1Q 2023 Financial Results Release and Conference Call


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About maib


Maib is the largest bank in the Republic of Moldova with 33.2% of deposits and 37.2% of loans at the end of 2022. The bank is systemically important, serving almost a third of the country's population. As of 2018, maib's largest shareholder is a consortium, which includes the European Bank for Reconstruction and Development (EBRD), Invalda INVL, a leading Baltic asset management group, and Horizon Capital, a private equity fund focused on emerging markets in Europe.



Contact investor relations


Press Contact

Daniela Șerban
Phone: +40742242662

Maib Investor Relations

Evgenii Risovich
Phone: +37368403477