Maib delivers solid profit growth and strengthens capital base in Q1 2026, well positioned to navigate a shifting macroeconomic backdrop – Investor Relations
Maib delivers solid profit growth and strengthens capital base in Q1 2026, well positioned to navigate a shifting macroeconomic backdrop
Investor relations release - 5 May 2026
Maib delivers solid profit growth and strengthens capital base in Q1 2026, well positioned to navigate a shifting macroeconomic backdrop
Maib* delivered a net profit of MDL 459.2 million, up 14.3% year-on-year in Q1 2026, on the back of continued lending growth, partially offset by higher provisions.
Immediate effect of the Middle East conflict saw fuel prices at the pump increase by 30% in late March and April. This could drive up inflation to 7-9% from 5.8% in March 2026, which would be evident in Q2 2026
Most recent GDP forecast from S&P predicts Moldovan GDP growth of just 0.3% in 2026; other forecasters remain cautiously optimistic with 2026 GDP growth in the range of 1.9%-2.4%
Rating upgrade from Moody’s for Moldova, alongside Hungarian election results signal cautious optimism for the country’s economic and political future
Real estate market in Moldova saw 5 straight quarters of declines in the number of transactions, which has not translated in price decrease. Maib is well positioned to maintain mortgage portfolio quality thanks for cautious lending standards
Q1 2026 saw increase in business lending for investment projects with energy continuing to be the bright spot
Maib's gross loan portfolio reached MDL 40.6 billion (EUR 2.0 billion), up 24.7% year-on-year, reflecting continued lending to both businesses and individuals
IFRS NPL ratio stood at 0.9% at the end of Q1 2026, up modestly by 0.1 pp QoQ and down 0.6 pp YoY
Strengthening capital position: During 1Q 2026 maib signed a 10-year EUR 20 million subordinated loan agreement with European Fund for Southeast Europe (EFSE), reinforcing its capital base. Maib’s CAR stood at 20.0% at end of 1Q 2026.
*All figures herein refer to maib group unless noted otherwise
Detailed financial results (report and presentation) can be found in the Results Center section of Investor Relations website (LINK).
Permanent Download Links:
- English
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Conference Call
Maib will hold conference call covering 1Q 2026 results on Wednesday, 6 May at 15:00, Chisinau time via zoom.
To access the call please use the following link
Please submit your questions via chat or via email at evgenii.risovich@maib.md.
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Upcoming investor events
- 6 May - 1Q 2026 results call
- 29 May - 2025 Sustainability report
Contact investor relations
Maib Investor Relations
Evgenii Risovich
Phone: +37368403477
E-mail: Evgenii.Risovich@maib.md
For further enquiries, please contact: IR@maib.md or by phone at +373 68 403 477 or visit our website ir.maib.md.